Refinancing Loans

 

Considering your refinancing goals is the first step to understanding the loan options you have available. Whether you are seeking liquidity to access capital, gain investment flexibility or secure your property portfolio, our loan structure will be tailored to your needs. Jernigan Capital provides sophisticated and efficient underwriting that moves you quickly through the process.

 

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901.567.9510
LOAN AMOUNT $2,000,000 and up
LOAN TERM Generally 6 Years
SECURITY First mortgage
LOAN VALUE Up to 90% Loan to Value on a stabilized property
AMORTIZATION Interest only
ORIGINATION FEE Generally 1%
PREPAYMENT FEE 3-2-1-0 after 3
DUE DILIGENCE DEPOSIT $20,000
RECOURSE Non-recourse on stabilized properties with customary carve-outs
INTEREST RATE TBD